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Who needs this card?
- Students and adults.
- People with family out of state.
- Individuals who need instant paycheck access.
- People who want direct deposit from their employer.
- Members of households where budget management is a concern.
- Individuals without a bank account.
- Anyone who wants the strength of the MasterCard brand!
Yo It’s Me - CashPass Prepaid MasterCard serves as your personal prepaid card – for convenient purchases at stores, online, and over the phone, but it’s also your instant money share card. The Yo It’s Me - CashPass Prepaid MasterCard is FDIC Insured and includes Fraud Protection features! *
Available without a credit check or bank account, the Yo It’s Me - CashPass Prepaid MasterCard is a signature-based spending card. Use your PIN at ATMs, but sign for your purchases at stores.
* Conditions and exceptions apply
You’ll enjoy:
Convenience
- Ability to make purchases worldwide, wherever Debit MasterCard cards are accepted!
- Ability to pay your bills online through merchants that accept MasterCard debit cards.
- Salary deposited automatically into your Yo It's Me CashPass Prepaid MasterCard account, with direct deposit program.
- 24/7 access to funds.
- No need to be present to collect and cash your paycheck.
- Ability to share money with other Yo It’s Me CashPass Cardholders – instantly!
- Access to funds at over one million ATMs worldwide.
- View all transactions online in real-time.
- Text message and email alerts of card card account activity.
Value
- FREE signature point of sale transactions.
- FREE membership to CLUB YO.
- FREE real time text and email alerts for daily balance and transactions.
- Flat $2.00 ATM withdrawal fee – both domestic and international.
- Avoid paying check-cashing fees.
- FREE Cash-back at the register at grocery stores and other retail locations.
- Faster tax refunds when you load the card with your return.
- Money is FDIC insured, and is safe if the card is lost or stolen*.
* Conditions and exceptions apply
Choice
2% card. in pink or green
- Free personalized YO debit card.
- One time $5 activation fee.
- 2% load fee with a $2 minimum. 1.5% for direct deposit.
- No account maintenance fee.
$9.95 card program features:
- Free personalized debit card.
- One time $9.95 activation fee.
- $2 flat load fee.
- $6.95 account maintenance fee.
Money Share Capability
- Share money from one Yo It’s Me - CashPass Prepaid MasterCard to another, either over the phone or online; funds are available immediately.
- Share money from Yo It’s Me - CashPass Prepaid MasterCard to any bank account in the United States.

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